Staff reports  |  State and federal individual income taxes are due today, a month after the regular deadline thanks to the pandemic.  But what do you do if you can’t afford to pay right now?  The S.C. Department of Revenue (SCDOR) says there are options:

First, the IRS advises, don’t panic. Both the IRS and the SCDOR offer payment plans that may be available to you.

Second, here’s what the agencies say not to do:

* Do not delay filing your return on time. Filing your return on time will reduce the amount of penalty and interest you will owe, which is added based on the amount of tax not paid by the due date (which is May 17 this year).

* Do not believe paying installments to the SCDOR and the IRS is your only choice. Weigh your options. …